She also suggests that you consider giving up your inspection contingency. Part-time income can be used to qualify the borrower provided the requirements of the DU Underwriting Findings report and/or Selling Guide are met. Don't buy cars with out-of-state titles unless you can confirm the vehicle’s history. Send for the EPA pamphlet, Lead and Your Drinking Water, for more information about what you can do if you have lead in your drinking water. You’ll probably have to pay more for it. At that point, your loan team will send a request to the VA, and they’ll assign one of their independent appraisers in your area. If you opt for a Basic pre-purchase inspection, you may want to choose to be present for a visual check of the car, as photos are not included in the report. If Too Many Factors Hurt Your Home Appraisal, What Can You Do? The bank will lend the amount you're qualified for and you can proceed to closing knowing you've just got yourself an additional benefit in the form of instant equity. If the seller has provided inspection reports from reputable companies, then you can do this with little risk involved. The only way to know if there is lead in drinking water is to have it tested. You can meet the seller at your bank with a cashier's check in hand—and they should have the title and keys in theirs. Don't let sellers rush or pressure you. The inspection report well as the appraisal can be a good bargaining tool used in negotiating with the seller. You can find out what to repair or replace to improve your odds of getting a fast sale. We will inspect your property using the same detailed procedures we utilize during a Buyer’s Inspection. A best practice to avoid a potential lawsuit claiming failure to disclose a material defect against both the seller and the broker is to include a copy of the prior inspection report with the Seller’s Disclosure Notice and provide both by attachment in the Multiple Listing Service entry … 2) You get to have all the say in what happens with your listing. The cost of doing it yourself: 1) Posting to MLS – $350 (in victoria BC) – Self explanatory, sure you can use free websites, but you will not have access to the other 95% of home owners that are in the buy market. If you’re satisfied with the inspection and still want to move forward with the purchase, then you’ll move on to having the lender order the VA appraisal. Refer to B3-3.1-02, Standards for Employment Documentation and B3-3.1-03, Base Pay (Salary or Hourly), Bonus, and Overtime Income. You do not necessarily have to be present for the inspection, as your mechanic will send you a full report afterwards (including photos with the Premium inspection). 1) You can save Thousands of dollars in commission. Contact the local health department or the water supplier to find out how to get the water tested. Send a petition to the appraiser to reconsider based on your notes; If this goes nowhere, request an appraisal from someone else. Don't use wire services to send money until you have the car, the keys and a verified title in hand. The seller doesn't get a copy of the appraisal report, so the best advice is to keep the high appraisal private, keep the deal on track and close as soon as you can. For most home sellers, the … The seller is not allowed to share your inspection report with a subsequent purchaser without the original buyer's consent as they were the one who paid for the report … Then when you put an offer in you can confidently put down your loan contingency with little to no risk. Before you list your home, gain the important knowledge that only a Seller’s Inspection can tell you!
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