Balance: $100 … Savers earn a competitive 0.50% APY for balances between $1,000 and $9,999.99. Interest paid on daily collected balance at current Money Market Rate on … The highest tier pays 1.15% APY, but it requires a hefty balance of $100,000 or … Balance: $0 CIT Group Inc., APY: 0.45%, Min. Here are the best money market account rates for April 2021 Ally Bank, APY: 0.50%, Min. Rates may vary by market. High Rate: Synchrony Bank - 0.35% APY. When account is held in conjunction with a qualifying checking account (Preferred Club and Private Banking), the account holder qualifies for a premium interest rate, no minimum balance required and a free first order of checks. Find out today's checking, savings, IRA and CD account interest rates from Bank of America. Account fees may reduce earnings. The average money market rate is less than a tenth of a percent. Say you save $10,000 in such an account; after a year, your balance would earn less than ten bucks. Earn a premium interest rate when the account is held in conjunction with a qualifying checking account. Like savings account rates, CD and money market account rates have also declined over time, though not as drastically. In 2010, 12-month CD rates and money market rates were 0.71 percent and 0.29 percent, respectively. In 2017, 12-month CD rates are 0.24 percent and money market rates are at 0.08 percent, as they have been since 2014. High Rate: Discover Bank - up to 0.35% APY***.
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